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Fax: (805)460.7445

Homeowners, Auto & Business Insurance in Paso Robles and San Luis Obispo & Throughout California

Guiding California Residents and Businesses from Risk

Education is the building block of insurance. However, education takes many forms within the insurance industry. For individuals who produce insurance services, awareness is necessary to stay up-to-date on regulation changes and emerging trends. For recipients of insurance protection, knowledge regarding coverages available and contained within an established policy is essential.

At Pellett Insurance Services, Inc., we place value in the educational aspect of insurance. Each step of our process is built upon this foundation. Agents remain committed to explaining insurance protection - from determining coverage requirements to continuing service after a policy is in place. They’re also concise in their delivery, ensuring this complex topic is accessible to even amateur clients.

Insurance is an investment. We want Californians to have the tools and knowledge necessary to secure this investment on a long-term basis. 


Insurance Services Tailored to You

In order to establish adequate coverage, we need to learn more about your needs. Whether seeking security for your home, vehicle, or business, agents can personalize policies based on insight gained from communication with you. Listening is our greatest asset. The more knowledge we gain, the more tailored and cost-effective coverage we can provide.

Along with our clients, we also partner with a collection of established national carriers. Nationwide Insurance, The Hartford, Travelers Insurance, Foremost Insurance Group, and Liberty Mutual are a few of the carriers we support. Once agents map out a coverage plan with you, they’ll match selections with a reliable insurance product.

We boast a commercial insurance program that safeguards businesses, regardless of the industry served. For small to medium-sized companies, we typically recommend a business owners policy (BOP), which combines property insurance, commercial general liability, crime insurance, aviation insurance, and other essential coverages. Each business insurance policy we write is tailored to the operations of the insured company. Our clientele includes a variety of businesses, including farms, vineyards, restaurants, and event centers.

Our agents specialize in workers compensation services, and work closely with clients to reduce costly premiums. Thinking proactively in terms of workplace safety can translate into dramatic workers compensation savings for employers, as well as create a healthy environment for employees. Together, we’ll identify exposures and develop a plan to mitigate the risk associated. Along with reducing claims, agents review reported materials to ensure clerical errors don’t have an adverse effect on your premium.

Aviation insurance and special event insurance are also areas of expertise for our business. A comprehensive personal insurance program complements our business coverage, with selections such as homeowners insurance and auto insurance available.

To learn more about the insurance services we provide, contact our agency at your convenience. 


Our Commitment to Clients

Pellett Insurance Services, Inc. has been in business for more than two decades. During this time, we’ve developed quality, lasting relationships with the clients we serve. These relationships are showcased by a 94 percent retention rate among clients over the last 25 years.

We attribute this success to the attention issued to each client. Your investment in our services is valuable, and we strive to return this value even after the purchasing process is complete. We continue to review coverage at least once per year, which confirms accuracy and competitive rates.

However, communication is a two-way street. Agents are accessible to clients, welcoming any questions or requests for information. In fact, we strive to return communication within the same business day.

Our commitment to clients extends beyond the confines of insurance. We’re also active supporters of various state and community organizations. Karen Daniels, who is the president of Pellett Insurance Services, Inc., takes the lead on this initiative, serving as an advisor for the California State Foster Parents Association (CSFPA).

We look forward to educating you on the plethora of insurance options available. If you’re prepared to begin this process, request a quote


Additional Resources


Our Location

Pellett Insurance Services, Inc.

Pellett Insurance Services, Inc.

4355 San Benito Rd.
Atascadero, CA 93422

Phone Number:

Main office: 805-227-6760
Fax: (805) 460-7445

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 3:00 PM
Sat: Closed
Sun: Closed


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.