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Fax: (805)460.7445

Auto Insurance in Paso Robles and San Luis Obispo, CA

Safeguarding California Drivers, Around Every Turn

Whether cruising past vineyards or making longer treks down the California coast, awareness is critical when you’re behind the wheel. The exposure to risk drivers face when operating a motor vehicle are extensive – from road hazards and stray pets to parked cars lining the curb and pedestrians using the crosswalk.

Obstacles may be present around every turn; however, insurance protection is available for Californians to proactively plan ahead. At Pellett Insurance Services, Inc., we guide drivers on the route toward superior auto insurance. Our agents take time to educate all California clients on coverage options, maintaining focus on awareness even after a policy is in place.

Car Insurance Coverage Catered to Our California Clients

In order to navigate the excess of selections available, agents must have complete understanding of your needs. As an independent insurance agency, we have the ability to cater policies to the specific requirements of each client. Think of us as your co-pilot, partnering with you to determine the appropriate, cost-effective path.

California institutes minimum coverage requirements for auto insurance. Although meeting this bottom line is essential, our agents advise clients to invest in protection above the state enforced level. Clients often discover the increased assurance is worth the minimal premium cost.

Our auto insurance program is benchmarked by liability, collision, and comprehensive coverage. Supplemental offerings - such as roadside assistancerental car coverage, medical payments coverage, uninsured/underinsured motorist coverage, and uninsured motorist property damage coverage - drive home the value of this essential program for California drivers. The following is a collection of the car insurance offerings within reach:

  • Liability Coverage
  • Comprehensive Coverage
  • Collision Coverage
  • Uninsured & Underinsured Motorist Coverage
  • Diminishing Deductible
  • Minor Violation Forgiveness
  • Roadside Assistance
  • Specialty Auto Insurance
  • 24-Hour Customer Service
  • Towing
  • Rental Reimbursement
  • Personal Injury Protection (PIP)
  • Mexican Auto Insurance
  • Medical Payments Coverage

Ever Consider,  ‘Is Comprehensive Auto Insurance Available Near Me?’

To begin mapping out a coverage plan, we work one-on-one with clients. Our agents have experience working within budget restraints and are well versed on creating value-driven policies. Once needs are established, we’ll match coverage with a reliable insurance product from our partnerships with national carriers. This route confirms personalized direction is granted and all policies are backed by proven products.

Let your focus remain on the road, while we focus on your security. Service continues long after your auto insurance policy is in place. Agents consistently monitor coverage, maintaining accuracy and competitive rates. When questions arise, agents will to go the extra mile to ensure complete understanding and a resolution, if needed.

To become more aware of the products and services we offer, contact our agency at your convenience. Prepared to rev up on a policy? If so, feel free to request an auto insurance quote.

Additional Resources:

  1. Information for California Drivers (California Department of Motor Vehicles)
  2. Auto Insurance Basics (Insurance Information Institute (III))
  3. Car Insurance Consumer Guides (National Association of Insurance Commissioners (NAIC))

At Pellett Insurance Services, Inc., we’re proud to provide auto insurance in Paso Robles, San Luis Obispo, Atascadero, Templeton, Morro Bay, and Santa Maria, CA. We are licensed to write coverage throughout the state of California, as well as a selection of other states. 

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Our Location

Pellett Insurance Services, Inc.

4355 San Benito Rd.
Atascadero, CA 93422
Main office: 805-227-6760
Fax: (805) 460-7445

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.